Privacy Policy

I&B Coaching ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our rental analysis tools.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

1. Information We Collect

Personal Information You Provide

We collect information you voluntarily provide when using our services, including:

• Name and email address (when creating an account or contacting support)
• Property addresses you search or analyze
• Saved properties and market preferences
• Communication records when you contact us

Information Collected Automatically

When you access our website, we may automatically collect certain information, including:

• Device information (browser type, operating system)
• IP address and general location
• Pages visited and time spent on pages
• Referring website or source

2. How We Use Your Information

We use the information we collect to:

• Provide and maintain our rental analysis tools
• Process your property searches and save your preferences
• Respond to your inquiries and provide customer support
• Send you updates about our services (with your consent)
• Improve our website and user experience
• Comply with legal obligations

3. Information Sharing

We do not sell your personal information. We may share your information in the following situations:

• Service Providers: We may share information with third-party vendors who perform services on our behalf (hosting, analytics, payment processing)
• Payment Processing: When you make a purchase, your payment information is processed by our payment partners, including Affirm. Their use of your information is governed by their respective privacy policies
• Legal Requirements: We may disclose information if required by law or to protect our rights
• Business Transfers: In the event of a merger or acquisition, your information may be transferred

4. Third-Party Services

Our website uses third-party services that may collect information about you:

Affirm Financing

We offer financing through Affirm. When you apply for financing, Affirm will collect and process your information according to their privacy policy. Affirm's underwriting decisions are made independently, and we do not have access to your full financial information submitted to Affirm.

Analytics

We use analytics services to understand how visitors use our website. These services may use cookies and similar technologies to collect information about your browsing behavior.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Keep you logged in to your account
• Remember your preferences
• Analyze website traffic and usage
• Improve our services

You can control cookies through your browser settings. Disabling cookies may affect the functionality of our website.

7. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate information
• Deletion: Request deletion of your personal information
• Opt-Out: Unsubscribe from marketing communications at any time

To exercise these rights, please contact us at [email protected].

8. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes described in this policy. When you delete your account, we will delete or anonymize your personal information within 30 days, unless we are required to retain it for legal purposes.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. Changes to This Privacy Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.